You are a van owner looking for insurance. You don't necessarily want the cheapest policy because you know that the lowest premium isn't always the best value, and you know that insuring your van is not just a legal requirement, it's also essential for protecting your investment and your livelihood. But with so many insurance providers and policies available, how do you find the best deal for your needs?
Well, you could start by comparing quotes online from more than 60 top UK van insurance specialists at prudentplus.com; on their site you can get quotes for social domestic and pleasure (SDP) use; SDP plus commuting; business use for carrying your own goods; or hire and reward (sometimes called courier, or haulage cover; this allows you to deliver goods belonging to other people.) Click the blue button to compare quotes, displayed instantly (along with the benefits) online!
Alternatively you could contact insurers directly. Some of the more popular ones are:
Direct Line; which offers a variety of options for van owners. Their policies can include roadside assistance, EU cover, and up to £5,000 of personal injury cover. Direct Line are known for their competitive prices and excellent customer service, making them a top choice for many van owners.
Aviva; which offers comprehensive cover for vans up to 3.5 tonnes. Their policies include windshield repair, audio equipment cover, and up to £1,000 of personal belongings cover. Aviva also offers a high no-claims discount, which can result in significant savings over time.
GoSkippy might be a budget-friendly option; they offer comprehensive cover at, they claim, a low price point; making them perhaps a great choice for van owners on a tight budget. Their policies include up to £1,000 of audio equipment cover and a courtesy van if your van has to be repaired following an accident.
Adrian Flux may be a good option for van drivers that need specialised cover. They offer customisable policies that can be tailored to your specific needs, such as for modified vans or those needing goods in transit insurance. They also offer a 24-hour claims assistance service, and an up to £100,000 of legal expenses cover option.
AXA offers a variety of cover options for van owners; their policies include roadside assistance, EU cover, and up to £10,000 of personal injury cover. They are well known for their easy-to-use online platform, which, they claim, makes managing a policy really easy.
Hastings Direct offers comprehensive cover options for van owners, including audio equipment coverage and up to £100,000 of legal expenses cover. They also offer a very high no-claims discount.
More Than offers policies including options for audio equipment cover and up to £100,000 of legal expenses cover and a multi-van discount for insuring multiple vehicles.
LV= (what a strange name!) offers comprehensive cover for vans up to 3.5 tonnes, including EU cover and up to £5,000 of personal injury cover. They also, again, offer a high no-claims discount and a multi-car discount for those who wish to cover several vehicles.
Whilst you could of course contact there companies direct, some of them are already on the panel at prudentplus.com, so you could perhaps compare their prices and befefits online, alongside many other offerings, to see if you could get a deal that suits you better.
It only takes a few minutes to compare quotes and you have nothing to lose by asking so why not click the button now!